REAL ESTATE AND COMMERCIAL LENDING

Villarreal, Moreno & Ruiz (“VMR”) has experience in Real Estate Law, i.e., preparation and/or review of real estate and mortgage loan documents including title commitments, title policies, surveys, simple and complex contracts for the purchase and sale of commercial, residential or unimproved property, deeds, construction loan agreements, credit agreements, real estate lien notes, deeds of trust, security agreements, assignment of rents and leases, assignments of contracts, assumption agreements, guaranty agreements, financing statements and amendments thereto, modification, renewal and extension agreements, hazardous materials indemnity agreements, mechanic's lien contracts, foreclosure documents, opinion letters, subordination agreements, workout agreements, residential, commercial and office lease agreements, loan participation agreements; management agreements, operation agreements, development agreements, construction contracts, architectural contracts, engineering contracts, and certificates and consents of directors, partners or limited partners.

The firm’s experience also includes the preparation and/or review of access and easement agreements, water easement, drainage easement agreements, waterline easement agreements, public utility easement agreements, sanitary sewer easement agreements, gas, electric, telephone and cable easement agreements, fill easements and restrictive covenants, curative title work, representation in mortgage finance and real estate litigation and condemnation matters.

Villarreal, Moreno & Ruiz provides legal advice to landlord clients on matters such as preparation and review of leases, easements and other rights of access, maintenance and repair contracts, subordination and non-disturbance agreements, tenant estoppels, renegotiation of tenant leases, reciprocal easements,  interpretation of existing lease rights and obligations and negotiations, and/or litigation regarding the same, evictions and collections of rents.

The firm also represents lender clients with the documentation of real estate finance transactions and borrower clients in the negotiation, review and documentation of real estate finance transactions. The firm represents non-profit corporations whose activities include providing financing for economic development projects in rural areas. That work includes review, negotiation and documentation of real estate financed loan transactions. The firm has handled real estate loan transactions involving affordable housing programs.

6800 Park Ten Blvd, Suite 244-E . San Antonio, Texas 78213 . (210) 228-0871,  FAX (210) 228-0144